Privacy Policy

Privacy Policy

Build Capital Asset ("we", "us", "our") respects your privacy and is committed to protecting the personal information you share with us through this website, in conversations, or in the course of our advisory, lending, wealth planning, tax and insurance services. This policy explains what we collect, why we collect it, and the choices you have.

1. Information We Collect

We collect information in three broad ways:

• Information you provide to us — such as your name, contact details (email, phone), address, date of birth, employment and income details, and financial circumstances, when you enquire about a service, apply for a loan, subscribe to our newsletter, or request a plan.
• Information we receive from third parties — such as credit bureau reports, verification agencies, lending institutions, insurers and statutory bodies, where you have consented or where the law requires it.
• Information generated by using our website — such as pages visited, device and browser details, and interaction with forms, collected through cookies and similar technologies.

2. How We Use Your Information

• To respond to your enquiries and provide the services you request, including preparing plans, proposals and documents.
• To assess and process loan, credit, tax or insurance applications in coordination with our partner institutions.
• To meet legal, regulatory, tax and reporting obligations that apply to us.
• To protect against fraud, error and misuse of our services.
• With your consent, to send you service updates and the newsletter you subscribed to. You may opt out at any time.
• To improve our website, content and services through aggregated, anonymised analysis.

3. Legal Basis for Processing

We process your personal information only where we have a lawful basis: your explicit consent, the performance of a service you have requested, compliance with legal and regulatory obligations, or our legitimate interest in providing safe and efficient financial services to you — in each case weighed against your rights and expectations.

4. What We Share, and With Whom

We do not sell your personal information. We share it only with:

• Lending institutions, insurers and other regulated partners who need it to service a request you have made.
• Verification, credit reporting and statutory authorities where the law requires it or you have authorised it.
• Professional advisors (legal, accounting) engaged to serve your matter.
• Successors or acquirers of our business, under confidentiality obligations.

Recipients use your information only for the purpose you requested, and we expect them to protect it to standards at least equivalent to ours.

5. Cookies & Website Analytics

Our website uses cookies and similar technologies to keep the site working, remember your preferences and understand how the site is used. Essential cookies are required for the site to function; analytical cookies help us improve content. Where your browser allows, you can manage or decline non-essential cookies in your browser settings — the core functions of the site will continue to work.

6. Data Security

We maintain organisational, technical and physical safeguards appropriate to the sensitivity of the information we hold — including encrypted transmission, access controls, staff confidentiality obligations and periodic security reviews. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security, but we take reasonable and industry-standard steps to protect your data.

7. How Long We Keep Your Data

We retain personal information for as long as needed to provide our services, satisfy legal, tax, regulatory and dispute-resolution obligations, and comply with applicable record-keeping rules. When retention is no longer justified, we delete or anonymise the information, unless the law requires us to keep it.

8. Your Rights

• Access — request a copy of the personal information we hold about you.
• Correction — ask us to update or correct inaccurate information.
• Withdrawal of consent — where processing is based on consent, you may withdraw it at any time, without affecting the lawfulness of prior processing.
• Objection — object to certain processing, such as marketing communications.
• Unsubscribe — leave our newsletter at any time using the Unsubscribe page or the link in any email.

To exercise any of these rights, write to us at the address or email below. We will respond within a reasonable time and in accordance with applicable law.

9. Children's Privacy

Our services and website are intended for adults. We do not knowingly collect personal information from children without appropriate parental or guardian consent. If you believe a child has provided us personal information, please contact us and we will delete it.

10. Changes to This Policy

We may update this policy from time to time to reflect changes in our services, technology or the law. The current version will always be available on this page. Continued use of our website or services after a change constitutes acceptance of the updated policy.

11. Contact Us

Questions, requests or concerns about this policy can be directed to:

Build Capital Asset
Email: care@buildcapitalasset.com
Phone: +1 336-783-9300